/* ==========================================================================
   ORYZA WEALTH — Ultra-Luxury Light Theme Design System
   Inspired by Pictet, Julius Baer & LGT Private Banking Aesthetics
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Cinzel:wght@400;500;600;700&family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,400;1,500&family=Plus+Jakarta+Sans:wght@300;400;500;600;700&display=swap');

:root {
  --bg-primary: #fbf9f6;
  --bg-secondary: #f4efe8;
  --bg-card: #ffffff;
  --bg-card-hover: #ffffff;
  --bg-glass: rgba(255, 255, 255, 0.88);
  
  --gold-primary: #a67c1e;
  --gold-light: #c59e3f;
  --gold-bright: #d4af37;
  --gold-dark: #8c6411;
  --gold-gradient: linear-gradient(135deg, #d4af37 0%, #a67c1e 50%, #8c6411 100%);
  --gold-border: rgba(166, 124, 30, 0.28);
  --gold-border-light: rgba(166, 124, 30, 0.14);
  --gold-glow: 0 4px 20px rgba(166, 124, 30, 0.12);
  
  --text-primary: #12151c;
  --text-secondary: #3d4554;
  --text-muted: #647082;
  --text-slate: #828e9e;
  
  --card-shadow: 0 8px 30px rgba(18, 21, 28, 0.05);
  --card-shadow-hover: 0 16px 45px rgba(166, 124, 30, 0.12);
  
  --font-serif: 'Cormorant Garamond', Georgia, serif;
  --font-brand: 'Cinzel', 'Cormorant Garamond', Georgia, serif;
  --font-sans: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  
  --nav-height: 84px;
  --container-width: 1320px;
  --transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  background-color: var(--bg-primary);
  color: var(--text-primary);
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}

body {
  font-family: var(--font-sans);
  background-color: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.7;
  overflow-x: hidden;
  position: relative;
  padding-top: var(--nav-height);
}

/* Subtle warm ambient texture */
body::before {
  content: '';
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: 
    radial-gradient(circle at 10% 15%, rgba(212, 175, 55, 0.05) 0%, transparent 45%),
    radial-gradient(circle at 90% 85%, rgba(166, 124, 30, 0.04) 0%, transparent 40%);
  pointer-events: none;
  z-index: -1;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 32px;
}

/* ==========================================================================
   1. GLOBAL FIXED NAVIGATION BAR (LIGHT LUXURY THEME)
   ========================================================================== */
:root {
  --nav-height: 80px;
}

.global-nav {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: var(--nav-height);
  background: rgba(251, 249, 246, 0.94);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--gold-border-light);
  z-index: 1000;
  transition: background 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
}

.global-nav.scrolled {
  background: rgba(255, 255, 255, 0.98);
  border-bottom-color: var(--gold-border);
  box-shadow: 0 4px 24px rgba(18, 21, 28, 0.07);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 28px;
  position: relative;
}

/* Left: Logo & ORYZA */
.nav-left {
  display: flex;
  align-items: center;
  flex-shrink: 0;
  z-index: 2;
}

.nav-brand-link {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 250px;
  object-fit: contain;
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), filter 0.3s ease;
  display: block;
}

.nav-brand-link:hover .nav-logo-img {
  transform: scale(1.04);
  filter: drop-shadow(0 2px 10px rgba(166, 124, 30, 0.3));
}

.nav-brand-text {
  font-family: var(--font-brand);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 3.5px;
  color: var(--gold-primary);
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  text-transform: uppercase;
  white-space: nowrap;
}

/* Centre: Navigation Links */
.nav-centre {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  list-style: none;
  margin: 0 16px;
  flex: 1 1 auto;
}

.nav-link {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.4px;
  color: var(--text-secondary);
  position: relative;
  padding: 6px 0;
  transition: color 0.25s ease;
  white-space: nowrap;
  text-decoration: none;
}

.nav-link:hover,
.nav-link.active {
  color: var(--gold-primary);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold-gradient);
  transition: width 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.nav-separator {
  color: rgba(166, 124, 30, 0.35);
  font-size: 9px;
  user-select: none;
  flex-shrink: 0;
}

/* Right: Schedule a Call & Login */
.nav-right {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
  z-index: 2;
}

.btn-schedule {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 18px;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: #ffffff;
  background: var(--gold-gradient);
  border: 1px solid var(--gold-primary);
  border-radius: 2px;
  transition: var(--transition);
  box-shadow: 0 4px 14px rgba(166, 124, 30, 0.22);
  white-space: nowrap;
}

.btn-schedule:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(166, 124, 30, 0.36);
  filter: brightness(1.06);
}

.nav-login-wrapper {
  position: relative;
  display: inline-block;
}

.nav-login-btn {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.4px;
  color: var(--text-slate);
  cursor: not-allowed;
  padding: 6px 8px;
  transition: color 0.3s ease;
  user-select: none;
  white-space: nowrap;
}

.nav-login-tooltip {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  background: #ffffff;
  color: var(--gold-primary);
  border: 1px solid var(--gold-border);
  padding: 8px 14px;
  font-size: 12px;
  letter-spacing: 0.5px;
  white-space: nowrap;
  border-radius: 3px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px);
  transition: var(--transition);
  pointer-events: none;
  z-index: 1010;
}

.nav-login-tooltip::before {
  content: '';
  position: absolute;
  bottom: 100%;
  right: 20px;
  border-width: 5px;
  border-style: solid;
  border-color: transparent transparent var(--gold-border) transparent;
}

.nav-login-wrapper:hover .nav-login-tooltip {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.mobile-menu-btn {
  display: none;
  background: transparent;
  border: 1px solid var(--gold-border);
  color: var(--gold-primary);
  padding: 7px 12px;
  font-size: 18px;
  line-height: 1;
  cursor: pointer;
  border-radius: 3px;
  transition: var(--transition);
}

.mobile-menu-btn:hover {
  background: rgba(166, 124, 30, 0.08);
  border-color: var(--gold-primary);
}

/* ==========================================================================
   NAVIGATION RESPONSIVE BREAKPOINTS
   ========================================================================== */
@media (max-width: 1280px) {
  .nav-inner {
    padding: 0 20px;
  }
  .nav-centre {
    gap: 11px;
    margin: 0 10px;
  }
  .nav-link {
    font-size: 12.2px;
    letter-spacing: 0.2px;
  }
  .nav-separator {
    font-size: 8px;
  }
  .btn-schedule {
    padding: 8px 14px;
    font-size: 11.5px;
    letter-spacing: 0.6px;
  }
}

@media (max-width: 1080px) {
  .nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 250px;
  object-fit: contain;
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), filter 0.3s ease;
  display: block;
}
  .nav-centre {
    gap: 8px;
    margin: 0 6px;
  }
  .nav-link {
    font-size: 11.5px;
  }
  .nav-separator {
    display: none;
  }
  .nav-brand-text {
    font-size: 18px;
    letter-spacing: 2.5px;
  }
  .nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 250px;
  object-fit: contain;
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), filter 0.3s ease;
  display: block;
}
}

@media (max-width: 960px) {
  .mobile-menu-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }
  
  .nav-centre {
    display: none;
    position: absolute;
    top: var(--nav-height);
    left: 0;
    width: 100%;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    flex-direction: column;
    align-items: flex-start;
    padding: 24px 32px 32px;
    margin: 0;
    gap: 14px;
    border-bottom: 2px solid var(--gold-border);
    box-shadow: 0 18px 45px rgba(18, 21, 28, 0.12);
    z-index: 999;
  }
  
  .nav-centre.nav-open {
    display: flex;
    animation: navSlideDown 0.3s cubic-bezier(0.16, 1, 0.3, 1) forwards;
  }
  
  .nav-centre .nav-link {
    font-size: 15px;
    font-weight: 500;
    color: var(--text-primary);
    width: 100%;
    padding: 10px 0;
    border-bottom: 1px solid rgba(166, 124, 30, 0.08);
  }
  
  .nav-centre .nav-link:hover,
  .nav-centre .nav-link.active {
    color: var(--gold-primary);
    padding-left: 6px;
  }
  
  .nav-centre .nav-separator {
    display: none;
  }
}

@keyframes navSlideDown {
  from {
    opacity: 0;
    transform: translateY(-8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 540px) {
  .nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 250px;
  object-fit: contain;
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), filter 0.3s ease;
  display: block;
}
  .nav-inner {
    padding: 0 16px;
  }
  .nav-brand-text {
    font-size: 16px;
    letter-spacing: 2px;
  }
  .nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 250px;
  object-fit: contain;
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), filter 0.3s ease;
  display: block;
}
  .btn-schedule {
    padding: 7px 11px;
    font-size: 10.5px;
    letter-spacing: 0.5px;
  }
  .nav-login-wrapper {
    display: none;
  }
}


/* ==========================================================================
   2. TOP TAGLINE BAR & HERO SECTION
   ========================================================================== */
.top-subbar {
  padding: 16px 0 12px 0;
  background: var(--bg-primary);
}

.top-subbar-text {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 2.2px;
  text-transform: uppercase;
  color: var(--gold-primary);
  font-family: var(--font-sans);
}

.hero-wrapper {
  position: relative;
  width: 100%;
  height: 84vh;
  min-height: 580px;
  max-height: 860px;
  overflow: hidden;
}

.hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transform: scale(1.02);
  transition: transform 6s cubic-bezier(0.1, 0.9, 0.2, 1);
}

.hero-wrapper:hover .hero-bg-img {
  transform: scale(1.06);
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to bottom,
    rgba(251, 249, 246, 0.05) 0%,
    rgba(251, 249, 246, 0.25) 50%,
    rgba(251, 249, 246, 0.92) 100%
  );
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}

.hero-content-bottom-left {
  padding-bottom: 56px;
}

.hero-title-line1 {
  font-family: var(--font-serif);
  font-size: clamp(38px, 5.5vw, 68px);
  font-weight: 500;
  line-height: 1.15;
  color: #0e1118;
  letter-spacing: -0.5px;
  text-shadow: 0 2px 14px rgba(255, 255, 255, 0.85);
  margin-bottom: 12px;
}

.hero-title-line2 {
  font-family: var(--font-serif);
  font-size: clamp(22px, 3vw, 34px);
  font-weight: 400;
  font-style: italic;
  line-height: 1.3;
  color: var(--gold-primary);
  text-shadow: 0 2px 10px rgba(255, 255, 255, 0.9);
  max-width: 920px;
}

/* ==========================================================================
   3. SWISS EDITORIAL LAYOUT — HEADING LEFT, DESCRIPTION RIGHT
   ========================================================================== */
.editorial-section {
  padding: 70px 0;
  background: var(--bg-primary);
  position: relative;
}

.gold-divider {
  width: 100%;
  height: 1px;
  background: linear-gradient(
    90deg,
    rgba(166, 124, 30, 0.05) 0%,
    rgba(166, 124, 30, 0.35) 20%,
    rgba(166, 124, 30, 0.35) 80%,
    rgba(166, 124, 30, 0.05) 100%
  );
  margin: 0;
}

.editorial-block {
  padding: 60px 0;
}

.editorial-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 64px;
  align-items: flex-start;
}

.editorial-heading-col {
  padding-right: 20px;
}

.section-tag {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 3.5px;
  text-transform: uppercase;
  color: var(--gold-primary);
  margin-bottom: 14px;
  display: block;
}

.editorial-heading {
  font-family: var(--font-serif);
  font-size: clamp(30px, 3.4vw, 44px);
  font-weight: 500;
  line-height: 1.25;
  color: var(--text-primary);
  letter-spacing: -0.3px;
}

.editorial-heading-sub {
  font-size: 15px;
  color: var(--text-muted);
  margin-top: 14px;
  font-family: var(--font-sans);
  font-weight: 400;
  line-height: 1.6;
}

.editorial-desc-col {
  font-size: 17.5px;
  line-height: 1.9;
  color: var(--text-secondary);
  font-weight: 400;
}

.editorial-desc-col p {
  margin-bottom: 24px;
}

.editorial-desc-col p:last-child {
  margin-bottom: 0;
}

.editorial-highlight {
  font-family: var(--font-serif);
  font-size: 25px;
  font-style: italic;
  color: var(--gold-primary);
  line-height: 1.5;
  margin: 32px 0;
  padding-left: 24px;
  border-left: 3px solid var(--gold-primary);
  background: rgba(166, 124, 30, 0.04);
  padding-top: 12px;
  padding-bottom: 12px;
  border-radius: 0 4px 4px 0;
}

/* Topic Image Feature Banners inside Editorial sections */
.topic-image-banner {
  width: 100%;
  height: 280px;
  border-radius: 4px;
  overflow: hidden;
  margin: 32px 0;
  border: 1px solid var(--gold-border-light);
  box-shadow: var(--card-shadow);
}

.topic-image-banner img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.8s ease;
}

.topic-image-banner:hover img {
  transform: scale(1.04);
}

.questions-list {
  list-style: none;
  margin: 28px 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.question-item {
  display: flex;
  align-items: baseline;
  gap: 18px;
  padding: 18px 24px;
  background: var(--bg-card);
  border: 1px solid var(--gold-border-light);
  border-radius: 4px;
  font-family: var(--font-serif);
  font-size: 21px;
  font-style: italic;
  color: var(--text-primary);
  box-shadow: var(--card-shadow);
  transition: var(--transition);
}

.question-item:hover {
  border-color: var(--gold-border);
  box-shadow: var(--card-shadow-hover);
  transform: translateX(8px);
}

.question-item-num {
  font-family: var(--font-sans);
  font-size: 13px;
  font-style: normal;
  font-weight: 700;
  letter-spacing: 2px;
  color: var(--gold-primary);
}

/* Three Pillars Grid with Topic Images (01 Grow, 02 Protect, 03 Endure) */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 36px;
}

.pillar-card {
  background: var(--bg-card);
  border: 1px solid var(--gold-border-light);
  border-radius: 4px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.pillar-img-wrapper {
  width: 100%;
  height: 190px;
  overflow: hidden;
}

.pillar-img-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.pillar-card:hover .pillar-img-wrapper img {
  transform: scale(1.06);
}

.pillar-content {
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.pillar-card:hover {
  border-color: var(--gold-border);
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
}

.pillar-num {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 3px;
  color: var(--gold-primary);
  margin-bottom: 12px;
}

.pillar-title {
  font-family: var(--font-serif);
  font-size: 28px;
  font-weight: 500;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.pillar-subtitle {
  font-family: var(--font-serif);
  font-size: 17px;
  font-style: italic;
  color: var(--gold-primary);
  margin-bottom: 18px;
}

.pillar-desc {
  font-size: 14.5px;
  line-height: 1.75;
  color: var(--text-secondary);
  margin-bottom: 24px;
  flex-grow: 1;
}

.pillar-link {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--gold-primary);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: gap 0.3s ease;
}

.pillar-link:hover {
  color: var(--gold-dark);
  gap: 14px;
}

/* Investment Universe 4-Card Grid with Topic Imagery */
.universe-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 32px;
}

.universe-card {
  background: var(--bg-card);
  border: 1px solid var(--gold-border-light);
  padding: 36px;
  border-radius: 4px;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
}

.universe-card:hover {
  border-color: var(--gold-border);
  box-shadow: var(--card-shadow-hover);
  transform: translateY(-4px);
}

.universe-icon {
  font-size: 26px;
  color: var(--gold-primary);
  margin-bottom: 16px;
}

.universe-title {
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 500;
  color: var(--text-primary);
  margin-bottom: 12px;
}

.universe-desc {
  font-size: 15px;
  line-height: 1.75;
  color: var(--text-secondary);
  margin-bottom: 14px;
}

.universe-quote {
  font-family: var(--font-serif);
  font-size: 16px;
  font-style: italic;
  color: var(--gold-primary);
}

/* Process Timeline (5 Stages) */
.process-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  margin-top: 40px;
}

.process-step-card {
  background: var(--bg-card);
  border: 1px solid var(--gold-border-light);
  padding: 32px 22px;
  border-radius: 4px;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
}

.process-step-card:hover {
  border-color: var(--gold-border);
  box-shadow: var(--card-shadow-hover);
  transform: translateY(-5px);
}

.process-step-num {
  font-size: 26px;
  font-family: var(--font-serif);
  color: var(--gold-primary);
  margin-bottom: 14px;
  font-weight: 600;
}

.process-step-title {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  color: var(--text-primary);
  margin-bottom: 14px;
}

.process-step-desc {
  font-size: 13.5px;
  line-height: 1.65;
  color: var(--text-muted);
}

/* ==========================================================================
   4. FOOTER (LIGHT THEME LUXURY)
   ========================================================================== */
.global-footer {
  background: #f4efe8;
  border-top: 1px solid var(--gold-border);
  padding: 80px 0 40px 0;
  position: relative;
}

.footer-grid {
  display: grid;
  grid-template-columns: 360px 1px repeat(3, 1fr);
  gap: 48px;
  align-items: stretch;
}

.footer-col-brand {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-logo-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 6px;
}

.footer-logo-img {
  width: 48px;
  height: 48px;
  object-fit: contain;
}

.footer-brand-title {
  font-family: var(--font-brand);
  font-size: 24px;
  letter-spacing: 4px;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-weight: 700;
}

.footer-tagline-main {
  font-family: var(--font-serif);
  font-size: 20px;
  color: var(--text-primary);
  line-height: 1.35;
  font-weight: 500;
}

.footer-tagline-sub {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 15px;
  color: var(--text-muted);
  margin-bottom: 8px;
}

.footer-firm-type {
  font-size: 12px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold-primary);
  font-weight: 700;
}

.footer-reg-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-size: 12.5px;
  color: var(--text-muted);
  margin-top: 10px;
  font-family: var(--font-sans);
}

.footer-copyright {
  font-size: 12px;
  color: var(--text-slate);
  margin-top: 14px;
  line-height: 1.5;
}

.footer-vert-divider {
  width: 1px;
  height: 100%;
  background: linear-gradient(
    to bottom,
    rgba(166, 124, 30, 0.1) 0%,
    rgba(166, 124, 30, 0.45) 30%,
    rgba(166, 124, 30, 0.45) 70%,
    rgba(166, 124, 30, 0.1) 100%
  );
}

.footer-col-title {
  font-family: var(--font-serif);
  font-size: 21px;
  letter-spacing: 0.5px;
  color: var(--gold-primary);
  margin-bottom: 24px;
  font-weight: 600;
  position: relative;
  padding-bottom: 8px;
}

.footer-col-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background: var(--gold-primary);
}

.footer-links-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-link {
  font-size: 14px;
  color: var(--text-secondary);
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-link:hover {
  color: var(--gold-primary);
  transform: translateX(4px);
}

.footer-email-link {
  font-size: 15px;
  color: var(--gold-primary);
  font-weight: 600;
  margin-bottom: 6px;
  display: block;
}

.footer-cta-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 14px;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--gold-primary);
  text-transform: uppercase;
  letter-spacing: 1px;
}

.footer-cta-link:hover {
  color: var(--gold-dark);
  gap: 12px;
}

.social-icons-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 24px;
}

.social-icon-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #ffffff;
  border: 1px solid var(--gold-border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-primary);
  font-size: 15px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  transition: var(--transition);
}

.social-icon-btn:hover {
  background: var(--gold-gradient);
  color: #ffffff;
  border-color: var(--gold-primary);
  transform: translateY(-3px);
  box-shadow: 0 6px 16px rgba(166, 124, 30, 0.35);
}

/* Cookie Consent Banner */
.cookie-consent-bar {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%) translateY(150%);
  width: min(90%, 960px);
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(20px);
  border: 1px solid var(--gold-border);
  box-shadow: 0 16px 45px rgba(0, 0, 0, 0.12);
  border-radius: 4px;
  padding: 20px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  z-index: 9999;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.cookie-consent-bar.active {
  transform: translateX(-50%) translateY(0);
}

.cookie-text {
  font-size: 13.5px;
  color: var(--text-secondary);
  line-height: 1.55;
}

.cookie-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.btn-cookie-accept {
  padding: 8px 18px;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #ffffff;
  background: var(--gold-gradient);
  border: none;
  border-radius: 2px;
  cursor: pointer;
}

.btn-cookie-decline {
  padding: 8px 16px;
  font-size: 12.5px;
  color: var(--text-muted);
  background: transparent;
  border: 1px solid rgba(0, 0, 0, 0.15);
  border-radius: 2px;
  cursor: pointer;
}

/* ==========================================================================
   5. CALCULATOR SUITE STYLING (LIGHT THEME)
   ========================================================================== */
.calc-nav-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 32px 0 40px 0;
  border-bottom: 1px solid var(--gold-border-light);
  padding-bottom: 16px;
}

.calc-tab-btn {
  padding: 12px 20px;
  font-size: 13.5px;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  background: #ffffff;
  border: 1px solid var(--gold-border-light);
  border-radius: 3px;
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
  transition: var(--transition);
}

.calc-tab-btn:hover,
.calc-tab-btn.active {
  color: #ffffff;
  background: var(--gold-gradient);
  border-color: var(--gold-primary);
  box-shadow: 0 4px 16px rgba(166, 124, 30, 0.25);
}

.calc-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  background: #ffffff;
  border: 1px solid var(--gold-border);
  padding: 44px;
  border-radius: 4px;
  box-shadow: var(--card-shadow);
}

.calc-form {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--text-secondary);
  display: flex;
  justify-content: space-between;
}

.form-input,
.form-select {
  width: 100%;
  padding: 12px 16px;
  background: #fbf9f6;
  border: 1px solid var(--gold-border-light);
  color: var(--text-primary);
  font-size: 15px;
  border-radius: 3px;
  font-family: var(--font-sans);
  transition: var(--transition);
}

.form-input:focus,
.form-select:focus {
  outline: none;
  background: #ffffff;
  border-color: var(--gold-primary);
  box-shadow: 0 0 12px rgba(166, 124, 30, 0.2);
}

.btn-calculate {
  padding: 15px 30px;
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #ffffff;
  background: var(--gold-gradient);
  border: none;
  border-radius: 2px;
  cursor: pointer;
  margin-top: 10px;
  transition: var(--transition);
}

.btn-calculate:hover {
  filter: brightness(1.08);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(166, 124, 30, 0.35);
}

.calc-results-panel {
  background: #fbf9f6;
  border: 1px solid var(--gold-border-light);
  padding: 36px;
  border-radius: 3px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.calc-results-header {
  font-family: var(--font-serif);
  font-size: 24px;
  color: var(--gold-primary);
  margin-bottom: 24px;
  border-bottom: 1px solid var(--gold-border-light);
  padding-bottom: 12px;
  font-weight: 600;
}

.calc-output-list {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.calc-output-item {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 12px 0;
  border-bottom: 1px dashed rgba(166, 124, 30, 0.2);
}

.calc-output-label {
  font-size: 14px;
  color: var(--text-muted);
}

.calc-output-val {
  font-family: var(--font-sans);
  font-size: 20px;
  font-weight: 700;
  color: var(--text-primary);
}

.calc-output-val.highlight {
  font-size: 26px;
  color: var(--gold-primary);
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ==========================================================================
   6. FAQ ACCORDION (LIGHT THEME)
   ========================================================================== */
.faq-category-title {
  font-family: var(--font-serif);
  font-size: 28px;
  color: var(--gold-primary);
  margin: 48px 0 20px 0;
  border-bottom: 1px solid var(--gold-border-light);
  padding-bottom: 10px;
  font-weight: 600;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--gold-border-light);
  border-radius: 4px;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
}

.faq-item.active {
  border-color: var(--gold-border);
  box-shadow: var(--card-shadow-hover);
}

.faq-question-btn {
  width: 100%;
  padding: 22px 28px;
  background: none;
  border: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  text-align: left;
  font-family: var(--font-serif);
  font-size: 21px;
  color: var(--text-primary);
  cursor: pointer;
  transition: color 0.3s ease;
}

.faq-question-btn:hover {
  color: var(--gold-primary);
}

.faq-icon {
  font-size: 20px;
  color: var(--gold-primary);
  transition: transform 0.3s ease;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease-out;
  padding: 0 28px;
}

.faq-answer-inner {
  padding-bottom: 24px;
  font-size: 16px;
  line-height: 1.85;
  color: var(--text-secondary);
  border-top: 1px solid rgba(166, 124, 30, 0.12);
  padding-top: 16px;
}

/* ==========================================================================
   7. CONTACT & INQUIRY FORM (LIGHT THEME)
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 64px;
  margin-top: 48px;
}

.contact-info-card {
  background: #ffffff;
  border: 1px solid var(--gold-border-light);
  padding: 44px;
  border-radius: 4px;
  box-shadow: var(--card-shadow);
}

.contact-form-card {
  background: #ffffff;
  border: 1px solid var(--gold-border);
  padding: 44px;
  border-radius: 4px;
  box-shadow: var(--card-shadow-hover);
}

/* Responsive */
@media (max-width: 1100px) {
  .editorial-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .pillars-grid {
    grid-template-columns: 1fr;
  }
  .process-grid {
    grid-template-columns: 1fr 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .footer-vert-divider {
    display: none;
  }
  .calc-container {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 860px) {
  .universe-grid {
    grid-template-columns: 1fr;
  }
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .hero-wrapper {
    height: 70vh;
  }
}


/* ==========================================================================
   ELEVATED "HOW WE THINK" LUXURY SECTION
   ========================================================================== */
.hwt-block {
  padding: 70px 0;
}

.hwt-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 72px;
  align-items: flex-start;
}

.hwt-left-col {
  position: sticky;
  top: 110px;
}

.hwt-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 3.5px;
  text-transform: uppercase;
  color: var(--gold-primary);
  margin-bottom: 16px;
}

.hwt-tag::before {
  content: '';
  width: 22px;
  height: 2px;
  background: var(--gold-primary);
}

.hwt-heading {
  font-family: var(--font-serif);
  font-size: clamp(34px, 3.8vw, 48px);
  font-weight: 500;
  line-height: 1.15;
  color: var(--text-primary);
  margin-bottom: 16px;
}

.hwt-heading-sub {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 28px;
}

.hwt-badge-card {
  background: linear-gradient(135deg, #ffffff 0%, #f7f3eb 100%);
  border: 1px solid var(--gold-border);
  padding: 24px;
  border-radius: 4px;
  box-shadow: 0 8px 24px rgba(166, 124, 30, 0.08);
}

.hwt-badge-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 8px;
  display: block;
}

.hwt-badge-text {
  font-family: var(--font-serif);
  font-size: 18px;
  font-style: italic;
  color: var(--text-primary);
  line-height: 1.45;
}

.hwt-intro-p {
  font-size: 18px;
  line-height: 1.85;
  color: var(--text-secondary);
  margin-bottom: 24px;
}

.hwt-prompt-title {
  font-family: var(--font-serif);
  font-size: 22px;
  color: var(--text-primary);
  font-weight: 500;
  margin: 32px 0 20px 0;
  display: flex;
  align-items: center;
  gap: 16px;
}

.hwt-prompt-title::after {
  content: '';
  flex-grow: 1;
  height: 1px;
  background: linear-gradient(90deg, var(--gold-border), transparent);
}

.hwt-cards-stack {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin: 24px 0 36px 0;
}

.hwt-card-item {
  background: linear-gradient(135deg, #ffffff 0%, #fdfbf8 100%);
  border: 1px solid var(--gold-border-light);
  border-left: 4px solid var(--gold-primary);
  border-radius: 4px;
  padding: 22px 28px;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.03);
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  display: grid;
  grid-template-columns: 50px 1fr;
  gap: 20px;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hwt-card-item::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 90px;
  height: 90px;
  background: radial-gradient(circle at top right, rgba(212, 175, 55, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.hwt-card-item:hover {
  border-color: var(--gold-border);
  border-left: 5px solid var(--gold-dark);
  transform: translateY(-3px) translateX(6px);
  box-shadow: 0 12px 32px rgba(166, 124, 30, 0.14);
  background: #ffffff;
}

.hwt-badge-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, #FAF5EA 0%, #F0E6D0 100%);
  border: 1px solid var(--gold-border);
  color: var(--gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-brand);
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 1px;
  flex-shrink: 0;
  box-shadow: inset 0 2px 4px rgba(255, 255, 255, 0.8);
}

.hwt-card-body {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.hwt-card-question {
  font-family: var(--font-serif);
  font-size: 22px;
  font-style: italic;
  font-weight: 500;
  color: var(--text-primary);
  line-height: 1.35;
}

.hwt-card-meta {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.5;
}

/* Master Conviction Callout Banner */
.hwt-conviction-box {
  background: linear-gradient(135deg, #FAF6EE 0%, #F4ECE0 100%);
  border: 1px solid var(--gold-border);
  border-radius: 6px;
  padding: 36px 40px;
  margin: 36px 0 28px 0;
  position: relative;
  box-shadow: 0 10px 30px rgba(166, 124, 30, 0.08);
}

.hwt-conviction-quote {
  font-family: var(--font-serif);
  font-size: clamp(24px, 2.5vw, 30px);
  font-style: italic;
  font-weight: 600;
  color: var(--gold-dark);
  line-height: 1.35;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.hwt-conviction-quote::before {
  ';content: '
  font-family: var(--font-serif);
  font-size: 48px;
  line-height: 0.8;
  color: var(--gold-primary);
}

.hwt-conviction-p {
  font-size: 16.5px;
  line-height: 1.85;
  color: var(--text-secondary);
  margin-bottom: 0;
}

@media (max-width: 1000px) {
  .hwt-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .hwt-left-col {
    position: static;
  }
}


/* ==========================================================================
   ELEVATED "OUR PRACTICE" LUXURY PILLARS SECTION
   ========================================================================== */
.practice-pillars-block {
  padding: 70px 0;
}

.practice-header-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 48px;
  border-bottom: 1px solid var(--gold-border-light);
  padding-bottom: 24px;
}

.practice-header-left {
  max-width: 680px;
}

.practice-pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
}

.pillar-showcase-card {
  background: #ffffff;
  border: 1px solid var(--gold-border-light);
  border-radius: 6px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(18, 21, 28, 0.05);
  transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  flex-direction: column;
  position: relative;
}

.pillar-showcase-card:hover {
  border-color: var(--gold-border);
  transform: translateY(-8px);
  box-shadow: 0 20px 50px rgba(166, 124, 30, 0.16);
}

.pillar-img-box {
  width: 100%;
  height: 240px;
  position: relative;
  overflow: hidden;
}

.pillar-img-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.pillar-showcase-card:hover .pillar-img-box img {
  transform: scale(1.08);
}

.pillar-overlay-badge {
  position: absolute;
  top: 18px;
  left: 18px;
  background: rgba(18, 21, 28, 0.82);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(212, 175, 55, 0.4);
  color: #f3e5ab;
  padding: 6px 14px;
  border-radius: 3px;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.pillar-body-content {
  padding: 36px 30px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.pillar-main-title {
  font-family: var(--font-serif);
  font-size: 32px;
  font-weight: 500;
  color: var(--text-primary);
  margin-bottom: 6px;
  line-height: 1.2;
}

.pillar-italic-sub {
  font-family: var(--font-serif);
  font-size: 18px;
  font-style: italic;
  color: var(--gold-primary);
  margin-bottom: 18px;
  display: block;
}

.pillar-body-p {
  font-size: 15px;
  line-height: 1.8;
  color: var(--text-secondary);
  margin-bottom: 24px;
  flex-grow: 1;
}

.pillar-tags-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(166, 124, 30, 0.12);
}

.pillar-mini-tag {
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: var(--gold-dark);
  background: #fbf9f6;
  border: 1px solid var(--gold-border-light);
  padding: 4px 10px;
  border-radius: 2px;
}

.pillar-card-action {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--gold-primary);
  transition: all 0.3s ease;
}

.pillar-card-action:hover {
  color: var(--gold-dark);
  gap: 14px;
}

@media (max-width: 1000px) {
  .practice-header-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }
  .practice-pillars-grid {
    grid-template-columns: 1fr;
  }
}


/* ==========================================================================
   ELEVATED "WHERE WE INVEST" LUXURY UNIVERSE SECTION
   ========================================================================== */
.universe-block {
  padding: 70px 0;
}

.universe-grid-main {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 72px;
  align-items: flex-start;
}

.universe-left-col {
  position: sticky;
  top: 110px;
}

.universe-banner-wrapper {
  position: relative;
  width: 100%;
  height: 260px;
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 32px;
  border: 1px solid var(--gold-border);
  box-shadow: 0 10px 30px rgba(18, 21, 28, 0.06);
}

.universe-banner-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.8s ease;
}

.universe-banner-wrapper:hover .universe-banner-img {
  transform: scale(1.05);
}

.universe-banner-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(18, 21, 28, 0.75) 0%, rgba(18, 21, 28, 0.15) 60%, transparent 100%);
  display: flex;
  align-items: flex-end;
  padding: 20px 24px;
}

.universe-banner-caption {
  color: #ffffff;
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.6);
}

.universe-banner-caption span {
  display: block;
  font-family: var(--font-sans);
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #d4af37;
  margin-bottom: 4px;
}

/* 4-Card Luxury Matrix */
.universe-matrix-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.universe-matrix-card {
  background: linear-gradient(135deg, #ffffff 0%, #fdfbf8 100%);
  border: 1px solid var(--gold-border-light);
  border-radius: 6px;
  padding: 30px 26px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.03);
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.universe-matrix-card::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 70px;
  height: 70px;
  background: radial-gradient(circle at top right, rgba(212, 175, 55, 0.1) 0%, transparent 70%);
  pointer-events: none;
}

.universe-matrix-card:hover {
  border-color: var(--gold-border);
  transform: translateY(-5px);
  box-shadow: 0 14px 36px rgba(166, 124, 30, 0.14);
  background: #ffffff;
}

.universe-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}

.universe-icon-badge {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, #FAF5EA 0%, #F0E6D0 100%);
  border: 1px solid var(--gold-border);
  color: var(--gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}

.universe-card-title {
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 500;
  color: var(--text-primary);
  line-height: 1.2;
}

.universe-card-desc {
  font-size: 14.5px;
  line-height: 1.75;
  color: var(--text-secondary);
  margin-bottom: 18px;
  flex-grow: 1;
}

.universe-chips-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 18px;
}

.universe-chip {
  font-size: 11px;
  font-weight: 600;
  color: var(--gold-dark);
  background: #fcfaf7;
  border: 1px solid var(--gold-border-light);
  padding: 3px 8px;
  border-radius: 2px;
}

.universe-card-quote-box {
  border-top: 1px solid rgba(166, 124, 30, 0.14);
  padding-top: 14px;
  font-family: var(--font-serif);
  font-size: 15px;
  font-style: italic;
  color: var(--gold-primary);
  line-height: 1.45;
}

@media (max-width: 1000px) {
  .universe-grid-main {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .universe-left-col {
    position: static;
  }
  .universe-matrix-grid {
    grid-template-columns: 1fr;
  }
}


/* ==========================================================================
   ELEVATED CTA CONSULTATION BANNER WITH BACKGROUND IMAGE
   ========================================================================== */
.cta-banner {
  position: relative;
  background: url('../images/cta-bg.jpg') center/cover no-repeat;
  border: 1px solid var(--gold-border);
  padding: 80px 32px;
  border-radius: 8px;
  text-align: center;
  margin: 60px 0;
  box-shadow: 0 18px 50px rgba(18, 21, 28, 0.12);
  overflow: hidden;
}

.cta-banner-backdrop {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(251, 249, 246, 0.4) 0%,
    rgba(18, 21, 28, 0.35) 100%
  );
  pointer-events: none;
}

.cta-glass-pod {
  position: relative;
  z-index: 2;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid var(--gold-border);
  border-radius: 6px;
  padding: 52px 48px;
  max-width: 820px;
  margin: 0 auto;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.14);
}

.cta-title {
  font-family: var(--font-serif);
  font-size: clamp(34px, 4.2vw, 48px);
  color: var(--text-primary);
  margin-bottom: 16px;
  font-weight: 500;
  line-height: 1.2;
}

.cta-subtitle {
  font-size: 17.5px;
  line-height: 1.8;
  color: var(--text-secondary);
  max-width: 680px;
  margin: 0 auto 36px auto;
}

.btn-cta-gold {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 16px 38px;
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  color: #ffffff;
  background: var(--gold-gradient);
  border: 1px solid var(--gold-primary);
  border-radius: 2px;
  transition: var(--transition);
  box-shadow: 0 6px 24px rgba(166, 124, 30, 0.35);
}

.btn-cta-gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 32px rgba(166, 124, 30, 0.5);
  filter: brightness(1.08);
}